Cycle Nicaragua, Costa Rica & Panama
Cycle Nicaragua, Costa Rica & Panama
Cycle Nicaragua, Costa Rica & Panama
15 Days Starting in Granada, Nicaragua and ending in Panama City, Panama
Visiting: Granada, Ometepe Island, San Juan del Sur, Bijagua, La Fortuna, Puerto Viejo de Talamanca, Bocas del Toro, Las Lajas, Panama City
Tour operator:
Tour code:
MUC2
Guide Type:
Fully Guided
Group size:
4 - 16
Age range:
16-99
Tour operated in:
EnglishTrip Styles:
Interests:
Activities:
Tour Overview
Embark on an exhilarating two-week cycling adventure through Nicaragua, Costa Rica, and Panama. Experience the thrill of riding along the Panama Canal, exploring the dramatic Ometepe Island with its twin volcanic peaks, and discovering the lush national parks of Costa Rica teeming with wildlife. Relax on the pristine Pacific beaches and the idyllic Caribbean islands of Bocas del Toro. Stay in a variety of comfortable hotels, many with pools and beachfront locations, perfect for unwinding after a day of cycling. This tour offers a unique blend of adventure, natural beauty, and cultural immersion, making it an unforgettable journey through Central America.
Highlights
Itinerary
Day 1 : Start Granada
Location: Granada
Accommodation Name: Hotel Patio del Malinche
The adventure starts at our hotel in Granada. Settle in and rest up, the cycling begins tomorrow.
Accommodation: Hotel Patio del Malinche, Granada (or similar)
Day 2 : Ride Along Lake Nicaragua; Visit Masaya Volcano National Park
Location: Granada
Accommodation Name: Hotel Patio del Malinche
Meals Included: Breakfast
After breakfast, we have a tour briefing and indications for the initial cycling stage. Any last-minute adjustments to the bikes are made before we set off to Lake Nicaragua. As we reach the lakeshore, we enter into the Asese Peninsula recreation area, a beautiful, protected area, where the traffic is kept to a minimum and several species of exotic birds can be spotted. Our lunch stop offers stunning views of the large volcanic mass of Mombacho.
Upon arrival back at our hotel, we have time for a swim or a stroll along La Calzada, the main pedestrian street in Granada. In the late afternoon, we head for the popular Mirador Catarina, overlooking pretty Laguna Apoyo (entrance fee US$2). Our Sunday visit allows us to mingle with local people enjoying the wonderful view while being entertained by strolling marimba bands and souvenir vendors. Afterwards, we head for the Masaya Volcano National Park for a night visit to observe molten lava bubbling in the depths of the huge crater. It may also be possible to spot chocoyos, a sub-species of parakeet that nests in the crater walls, having evolved resistance to the constant sulphuric gas emissions. Due to safety concerns, the crater visit is limited to 15 minutes. On occasion and sometimes without warning,Masaya Volcano National Park is closed. In these instances, we visit a ceramic workshop in San Juan Oriente. We then return to Granada for dinner.
Route: Gradual descent to the lakeshore, then virtually flat (but bumpy) to the tip of the Asese Peninsula. The roads are 65 percent paved, 35 percent dirt
ock.
Accommodation: Hotel Patio del Malinche, Granada (or similar)
Day 3 : Transfer To San Jorge; Ferry To Ometepe Island And Cycle To Freshwater Spring
Location: Ometepe Island
Accommodation Name: Hotel Charco Verde
Meals Included: Breakfast
After breakfast, we transfer (approximately 1hr 30min) south to the port of San Jorge on Lake Nicaragua, where we board the vehicle ferry for the one-hour trip to Ometepe island, with the twin volcanoes of Concepcion and Masaya dominating the view. Upon arrival at busy Moyogalpa, we start cycling a stretch around the west face of the active volcano, Concepcion. We then continue with a climb up and over the isthmus, which leads to the rainforest-clad Maderas, the extinct volcano. Our destination is Ojo de Agua freshwater spring (US$5 entry fee), where we have lunch and enjoy a swim in the cool water, a welcome respite on a hot day. After, we cycle to the wildlife-filled Charco Verde Lagoon, where our hotel is set. The west-facing location right on the lake allows for spectacular tropical sunsets, as well as the possibility to swim in the warm waters of Lago Cocibolca, the indigenous name for Lake Nicaragua.
Route: The roads are all paved except for the final 0.5mi (0.8km) to Charco Verde.
Accommodation: Hotel Charco Verde, Ometepe island (or similar)
Day 4 : Ferry To Mainland; Ride To San Juan Del Sur
Location: San Juan del Sur
Accommodation Name: Hotel Gran Oceano
Meals Included: Breakfast
We depart the hotel around 10.30am, which gives us free time to hike trails around the lagoon to spot more wildlife or relax on the beach and admire the view. For keen cyclists looking for a challenge, an early morning ride along the single-track trails within the Charco Verde Reserve (US$3 entry fee for hotel guests) is a great start to the day. Those looking to hike can do the same trails; bring your camera as the reserve is full of wildlife, best seen in the early morning.
Departing the hotel, we cycle to Moyogalpa and get the ferry back to the mainland. We then hop into the saddle for a ride from Rivas, the largest city in southern Nicaragua, and then along the unpaved La Chocolata Road towards San Juan del Sur, a Pacific beach town. The road takes us through dry forest where we may see (or hear) howler monkeys and spot large iguanas. We also pass through several small villages, which experience no tourism other than our biking groups. After finishing the mild climb, which then drops us onto the Pacific side of Nicaragua, we ride just a bit further west to the beautiful beach Playa Marsella, in time for lunch and a late afternoon swim. Our hotel for this evening is close to the main San Juan del Sur beach, a great place to watch the sunset.
Route: Along mostly level roads with some mild climbs. The road is 60 percent well-groomed dirt and 40 percent paved.
Accommodation: Hotel Gran Oceano, San Juan del Sur (or similar)
Day 5 : Ride From Pacific To Lake Nicaragua; Transfer To Costa Rica
Location: San Juan del Sur
Accommodation Name: Hotel Hacienda La Pacifica
Meals Included: Breakfast
Starting early to avoid the heat, we cycle over the continental divide and down to a backroad (subject to road/weather conditions) near La Virgen, which then take us to Sapoa, close to the Costa Rica border. We then have a five-minute transfer to Peñas Blancas, where we exit Nicaragua. After clearing immigration, we stop for lunch near La Cruz and then continue south along the Pan-Am Highway to just outside Cañas, another good-sized town. Our arrival will be late in the afternoon due to ongoing highway constructions.
Route: Initial climb departing San Juan del Sur, then gradual descent to near La Virgen. Backroad to Sapoa is mild rolling terrain, graded dirt. 40 percent paved/60 percent dirt.
Accommodation: Hotel Hacienda La Pacifica, Cañas (or similar)
Day 6 : Wildlife Float Trip On Tenorio River; Cycle Through Bijagua Valley
Location: Bijagua
Accommodation Name: Hotel Hacienda La Pacifica
Meals Included: Breakfast
This morning we get out of the saddle early in the morning for a two-hour float down the Tenorio River, a haven for birds and other wildlife. As our raft takes us gently along, expect to see several monkey species, iguanas, coatis and a wide range of birds. There are also crocodiles along the lower stretch of the river and our experienced guides will not only handle the oars but will also point out as many species as possible. This is likely to be a big wildlife highlight of the trip.
After, we transfer up to Bijagua, situated between the Miravalles and Tenorio volcanoes, then cycle back down on the only paved road to the Pan-American Highway before lunch. Today's lunch is taken at a restaurant overlooking the Corobici River, then we hop in the bus for a short transfer back to our hotel. The afternoon is free to explore the grounds of the hotel, which are often full of wildlife including iguanas, monkeys, agoutis and deer, or relax by the outdoor pool.
Route: Today's stage is a fast downhill after climbing out from Bijagua. It can sometimes be potholed and windy.
Accommodation: Hotel Hacienda La Pacifica, Cañas (or similar)
Day 7 : Cycle To La Fortuna
Location: La Fortuna
Accommodation Name: Hotel San Bosco
Meals Included: Breakfast
After breakfast, we take a 45-minute transfer to the Mirador Lago Arenal, just outside Tilarán, and jump on the bikes. This initial portion is quite a challenging, hilly section and, although the distance is short, there are several climbs and it can be windy. The rewards are spectacular views of the lake with the surrounding hills and Arenal Volcano to the east. The route is 100 percent paved.
For those who would prefer to skip the first section, we can join together 10mi (16km) into the ride for one of the most spectacular cycling stages. We start in lush agricultural land that gradually gives way to thick rainforest as we approach the dam that forms Lake Arenal. Look for monkeys, toucans and neon-blue morpho butterflies as we cycle. If it's clear, the dam is a great place to take a break for a wonderful view of Arenal Volcano. The town of La Fortuna is a major tourism destination, so those looking for souvenirs will be well satisfied.
Route: Mostly on rolling hills with some short but fairly steep climbs, followed by a fast downhill to La Fortuna. The road is fully paved.
Accommodation: Hotel San Bosco, La Fortuna (or similar)
Day 8 : Local Morning Ride With Views Of Arenal Volcano; Visit Thermal Springs
Location: La Fortuna
Accommodation Name: Hotel San Bosco
Meals Included: Breakfast
Today’s ride follows a circular route through the region surrounding La Fortuna, taking in a great variety of terrain and ecosystems. Starting from the hotel, we head south towards Chachagua, then divert to a backroad leading to El Bosque where we pass through agricultural land devoted to bananas and sugarcane before heading into a rugged hilly zone leading back towards rainforest near the small town of La Tigre. Toucans are common here and there are incredible views of the jungle and Arenal Volcano. This ride usually concludes around noon, leaving time in the afternoon to take advantage of local tour offerings, such as the popular zip-line tours, SUP or kayaking on Lake Arenal. Your tour leader can assist you with any reservations.
This evening, we include a visit to the Volcano Lodge Hot Springs – on of the best private hot springs in the area – to soothe any aching muscles.
Route: Paved roads, mostly level for the first half, followed by several challenging climbs.
Please note: Traffic can be heavy near La Fortuna; a modified route may be selected.
Accommodation: Hotel San Bosco, La Fortuna (or similar)
Day 9 : Morning Ride To Muelle; Afternoon Cycle Near Caribbean Coast; Transfer To Puerto Viejo
Location: Puerto Viejo de Talamanca
Accommodation Name: Hotel Escape Caribeño
Meals Included: Breakfast
We have another early start today as we head east into the rolling terrain of the San Carlos plains, riding through rich agricultural zones, sugarcane and pineapple plantations, and rural villages. We are generally descending on this leg, which levels off as we get closer to Muelle where we conclude the morning stage. Have your cameras handy upon arrival, there is a population of large iguanas posing while the staff load the bikes for the transfer to the Caribbean side of Costa Rica. This is a long transfer (approximately four to five hours) as we will be crossing a large portion of the country, and we break the journey with lunch.
We aim to arrive on the Caribbean coast in time for a swim and to enjoy a walk in Cahuita National Park, home to white sandy beaches, raccoons, sloths and iguanas. Leaving Cahuita, we drive 20 minutes to our destination, Â the surfing town of Puerto Viejo.
Route: This stage is a fast descent leaving La Fortuna, which then levels out to Muelle. Fully paved.
Accommodation: Hotel Escape Caribeño, Puerto Viejo de Talamanca (or similar)
Please note: 21 December 2024 departure has a slightly modified itinerary on Days 9-13. Please see trip notes here.
Day 10 : Ride To Panama Border; Boat To Bocas Del Toro Islands
Location: Bocas del Toro
Accommodation Name: Hotel Gran Bahia
Meals Included: Breakfast
We begin riding south at the base of the Talamanca Mountains. We follow the main coastal road before turning off to Bri-Bri, home to the indigenous Guaymi community. We may see traditionally dressed women in flowing embroidered dresses as we pass through. The ride continues through vast banana and plantain plantations to the border crossing on the banks of the Sixaola River. After border formalities, we take the bus through the frontier town of Changuinola, and then through steep rainforest hills inhabited by indigenous people. We hit the coast and embark on a private boat transfer to cross into the Caribbean to the wonderful Bocas del Toro islands, our home for the next two nights.
Route: Mostly flat roads, although there are some climbs as we head to Bri-Bri. The roads are paved although there are often potholes and washouts close to the border.
Accommodation: Hotel Gran Bahia, Bocas del Toro (or similar)
Day 11 : Free Day In Bocas Del Toro
Location: Bocas del Toro
Accommodation Name: Hotel Gran Bahia
Meals Included: Breakfast
We enjoy a free day to explore the beautiful Bocas del Toro islands, which are rapidly becoming a popular Caribbean destination. It’s easy to see why: white-sand beaches shaded by palm trees; crystalline waters; wonderful snorkelling and lots of wildlife. It's also possible to take boat trips to the other islands or go on dolphin-watching tours. All of these optional activities can be arranged through the hotel or nearby tour agencies, with whom we have long-established relationships.
Accommodation: Hotel Gran Bahia, Bocas del Toro (or similar)
Day 12 : Boat And Transfer To Punta Robalo; Cycle To Rambala And The Pan-Am Highway; Transfer To Playa La Lajas
Location: Las Lajas
Accommodation Name: Las Lajas Beach Resort
Meals Included: Breakfast
After taking a private boat back to the mainland, we drive to Punta Robalo for a ride through beautiful jungle scenery. After lunch, we transfer (approximately 1hr 30min) through the mountains that separate Panama's two coastlines, after which we begin our second ride of the day. The change in temperature, humidity and ecosystems are significant as we gain altitude. At the top of the pass is beautiful Lago Fortuna, set in a rainforest-clad tropical valley. We then have a fast downhill ride with great mountain views and several river crossings to Gualaca and the Pan-Am Highway beyond. Upon meeting the Pan-Am Highway junction, we board the minibus for the drive down to Las Lajas, an isolated Pacific beach that stretches for miles. Here we can enjoy a great tropical sunset while relaxing under the shade of a palm-thatched palapa.
Route: Some moderate hills on the morning stage, then level/fast downhill to Pacific plain then some short climbs near finish on the afternoon stage. The route is 100 percent paved.
Accommodation: Las Lajas Beach Resort, Playa Las Lajas (or similar)
Day 13 : Tropical Lowland Forest Ride; Transfer To Panama City
Location: Panama City
Accommodation Name: Hotel Holiday Inn Panama Canal
Meals Included: Breakfast
We have an early start today as we avoid the heat and traffic on our ride through the Panamanian countryside. We take a short drive to Guabala, a customs/passport control point on the Pan-Am Highway; once our documents have been checked, we offload the bikes for a fairly challenging ride through a quite remote and hilly section of the western portion of Veraguas Province. Some of the ride takes us along remote backroads past large sugar plantations and through dry tropical forest. We finish cycling close to the town of Jorones, where we start our transfer to Panama City (approximately five to six hours), with a quick lunch stop in Santiago, the main city in this part of Panama. We cross the famous canal where we're very likely to see huge ships as they make the journey between the Caribbean and the Pacific. Our hotel is in the Albrook suburb, where many opulent residences are a testament to the days when US military officers and canal authority officials lived here.
Route: Level start but becoming increasingly hilly during the middle section. The last stage is level again and the road is fully paved.
Please note: A different stage may be selected if the weather conditions are very hot and depending on the overall ability of the group.
Accommodation: Hotel Holiday Inn Panama Canal, Panama City (or similar)
Day 14 : Ride Alongside The Panama Canal
Location: Panama City
Accommodation Name: Hotel Holiday Inn Panama Canal
Meals Included: Breakfast
Our final cycling day is truly memorable, as we travel along a stretch of the Panama Canal to observe some of the highlights. Starting from our hotel, which overlooks the Pacific entrance to the canal, we transfer to the Miraflores Visitor Center (entry fee to museum and video presentation included) to view the process of raising and lowering the ship traffic. We then have a short transfer to the entry point of Soberana National Park, where we enjoy a biking stage through lush rainforest as we descend back down to the canal level. Upon arrival at the bridge into Gamboa, there is a great spot for group photos, as if we are lucky ships will be passing directly behind. Then it’s back onto the bikes for the final stretch to the park entry, where we transfer back to the hotel for lunch and a swim. In the late afternoon, we visit the Unesco-listed old portion of Panama City. We have our final group dinner in Casco Viejo this evening.
Route: This is mostly level along the canal, but with some climbing within Soberana Park. The main road is fully paved.
Accommodation: Hotel Holiday Inn Panama Canal, Panama City (or similar)
Day 15 : End Panama City
Location: Panama City
Meals Included: Breakfast
Our trip ends after breakfast. Say your goodbyes to the group and begin the return journey home. Or, if you’d like to explore a little more, speak to your sales representative about extending your stay.
What's Included
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Accommodation
We spend 14 nights in a mixture of comfortable and standard hotels, with two-night stays at four of the properties used. Many hotels have pools and some are right by the beach.
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Meals
All breakfasts are included. Restaurant stops for lunch and dinner are selected throughout the itinerary to allow you to try good local cuisine.
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Cycling Equipment
Bikes and necessary equipment for cycling stages are provided.
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Guided Tours
Guided tours and briefings are included for various stages of the trip, including visits to national parks and other attractions.
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Transfers
Transfers between locations, including ferry rides and private boat transfers, are included.
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Entry Fees
Entry fees to various attractions, such as the Miraflores Visitor Center and Ojo de Agua freshwater spring, are included.
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Wildlife Float Trip
A two-hour float trip on the Tenorio River to observe wildlife is included.
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Hot Springs Visit
A visit to the Volcano Lodge Hot Springs is included.
What's Not Included
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Travel Insurance
Travel insurance is not included.
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Single Accommodation
Single accommodation is only available on request and is not included.
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Visas or Vaccinations
Visas or vaccinations are not included.
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Lunches and Dinners
Lunches and dinners are not included, although restaurant stops are selected throughout the itinerary.
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Optional Activities
Optional activities such as zip-line tours, SUP or kayaking on Lake Arenal, and dolphin-watching tours are not included.
Food
All breakfasts are included. Restaurant stops for lunch and dinner are selected throughout the itinerary to allow you to try good local cuisine. Expect to see plenty of the Costa Rican speciality gallo pinto and a lot of rice, beans, fruit and grilled meats.
Most days, we are on a fairly tight time schedule, especially at lunchtimes when we have cycling stages and transfers in the afternoon. To save time and hassle, we dine as a group. The leader will take a note of people’s orders and settle the total group bill. The leader will then ask clients for individual payments at a convenient time before leaving Nicaragua and then again before leaving Costa Rica. We find this method is the most efficient; however, if you object then you are, of course, free to opt out.
Vegetarian and vegan options are limited but food is plentiful and tasty – please inform us before departure of any special dietary requests.
Please note, we recommend that you do not drink the tap water.
Accommodation
We spend 14 nights in a mixture of comfortable and standard hotels, with two-night stays at four of the properties used. Make sure to bring your swimwear, many have pools and some are right by the beach. In Granada, we usually stay at Hotel Patio del Malinche, a restored colonial house in the centre of this historic town. Rooms are arranged around a pretty courtyard with a swimming pool. On Ometepe island, our accommodation is usually Hotel Charco Verde, on the shore of Lake Nicaragua and in the protected area of the natural reserve with amazing views of Concepción volcano. In San Juan del Sur, we usually stay at Hotel Gran Oceano, just a short walk from the beach. Rooms are set around a courtyard garden and there is a swimming pool. Our first night in Costa Rica is at Hotel Hacienda La Pacifica in the Cañas area. The rustic hotel is in a tranquil spot, plus there’s a good chance of seeing exotic birds in the garden. In La Fortuna, our accommodation is Hotel San Bosco in the centre of lively La Fortuna, home to a selection of great restaurants. In Puerto Viejo de Talamanca, our accommodation is normally the peaceful Hotel Escape Caribeño, a short walk from the beach and a 10-minute walk from the town. In Bocas del Toro, we usually stay at Hotel Gran Bahia for two nights, which is set in an antique wooden building opposite the beach. Our accommodation at Playa Las Lajas is the Las Lajas Beach Resort. It is directly on the beach with a beachfront pool and bar-restaurant, plus hammocks. For the last two nights of the trip, we usually stay at the Holiday Inn Panama Canal. It has comfortable rooms, an outdoor pool and is very close to the Panama Canal locks.
Mode of Transport
The tour includes a variety of transportation methods, including cycling, vehicle transfers, ferries, and private boat transfers. The cycling routes cover a mix of paved and dirt roads, with some challenging climbs and descents. Vehicle transfers are used to cover longer distances and border crossings, while ferries and boats are used to reach islands and cross lakes.
Check out our Q&As
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What type of accommodation can I expect during the tour?
You will stay in a mixture of comfortable and standard hotels, with two-night stays at four of the properties. Many of these hotels have pools, and some are located right by the beach. Specific hotels include Hotel Patio del Malinche in Granada, Hotel Charco Verde on Ometepe Island, Hotel Gran Oceano in San Juan del Sur, Hotel Hacienda La Pacifica in Costa Rica, Hotel San Bosco in La Fortuna, Hotel Escape Caribeño in Puerto Viejo de Talamanca, Hotel Gran Bahia in Bocas del Toro, Las Lajas Beach Resort in Playa Las Lajas, and the Holiday Inn Panama Canal in Panama City.
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What kind of wildlife might I see during the tour?
You can expect to see a variety of wildlife throughout the tour. In Nicaragua, you may spot exotic birds in the Asese Peninsula and chocoyos in Masaya Volcano National Park. In Costa Rica, you might see monkeys, toucans, neon-blue morpho butterflies, and iguanas. During the float trip on the Tenorio River, you could see several monkey species, iguanas, coatis, a wide range of birds, and crocodiles. In Panama, you may encounter howler monkeys, large iguanas, and various bird species.
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Are there any optional activities available during the tour?
Yes, there are several optional activities available. In La Fortuna, you can take zip-line tours, stand-up paddleboarding (SUP), or kayaking on Lake Arenal. In Bocas del Toro, you can arrange boat trips to other islands or go on dolphin-watching tours. These activities can be arranged through the hotel or nearby tour agencies.
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What kind of meals are included, and what can I expect to eat?
All breakfasts are included in the tour. Restaurant stops for lunch and dinner are selected to allow you to try good local cuisine, including Costa Rican specialties like gallo pinto, as well as rice, beans, fruit, and grilled meats. Vegetarians and vegans can be well catered for, and it's recommended to inform the tour operator of any special dietary requests before departure.
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What should I bring for swimming opportunities during the tour?
Make sure to bring your swimwear, as many of the hotels have pools and some are located right by the beach. There will also be opportunities to swim in places like Ojo de Agua freshwater spring on Ometepe Island, Playa Marsella in San Juan del Sur, and the beaches in Bocas del Toro and Playa Las Lajas.
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What is the cycling terrain like during the tour?
The cycling terrain varies throughout the tour. You will encounter a mix of paved and dirt roads, with some sections being flat and others having mild to challenging climbs. Specific routes include gradual descents, rolling hills, and some fast downhill sections. The roads can sometimes be potholed and windy, especially in areas like Bijagua and near the border with Panama.
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What happens if the Masaya Volcano National Park is closed?
If the Masaya Volcano National Park is closed, the tour will visit a ceramic workshop in San Juan Oriente instead.
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How are meals handled during the tour?
Most days, the group will dine together to save time and hassle, especially at lunchtimes when there are cycling stages and transfers in the afternoon. The tour leader will take note of people's orders and settle the total group bill, asking for individual payments at a convenient time before leaving Nicaragua and then again before leaving Costa Rica. However, you are free to opt out if you prefer.
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What happens if I need to change my holiday date once I’ve booked?
If you wish to make any changes to your booking, particularly if you need to alter any flights booked through us, please let us know as soon as possible. There is a booking or flight amendment fee of £40 per change and flight amendments often incur extra airline costs depending on the changes to be made and if the ticket has been issued or not.
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How long has the tour company been trading?
Exodus has been trading since 1974
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What documents will I receive before I travel?
Your final joining instructions and flight details, if booked with us, will then be sent out 2 to 3 weeks before departure. If you would like a hard copy posted, or if you require these any earlier, please contact the customer operations team. We advise that if you are booking connecting travel before receiving these, please ensure you leave plenty of time.
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Do you operate a “single share” option and how does it work?
Travellers are welcome to opt to share a room with a tour member of the same gender for no additional charge. If you'd like your own room, we can request a single supplement so that you will have your own room throughout.
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Can I join the tour once it has departed?
You are welcome to meet the group after the tour has departed however there is no reduction in rate for joining a tour after the departure date.
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Transfer as credit to Future Tours
Exodus Adventure Travels allows you to transfer existing payments to a future tour to avoid cancellation fees if you can't travel and inform exodus adventure travels, 43 days before departure.
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Low Deposit
Exodus Adventure Travels requires a minimum deposit of 25% or the full booking value, whichever is less, with the final balance not due until 90 days before departure.
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Cancellation Policy
We don't charge a cancellation fee, here is a summary of exodus adventure travels charges.
Up to 70 days before tour starts: Forfeit 100% of deposit.